Pay your United Consumer Financial Services (UCFS) bill online through the consumer portal, by phone with a representative, or by mailing your payment to the UCFS Payment Center.
Sign in or register for the UCFS Consumer Portal
Pay Online with the UCFS Consumer Portal
UCFS offers a secure online portal where you can manage and pay your account 24/7.
- Go to consumer.ucfs.net and follow the prompts to register using your account information from your monthly statement if you are a first‑time user.
- Once registered, log in to:
- View your current balance and due date
- See payment history and statements
- Make one‑time payments or set up scheduled payments from your bank account or card (as allowed).
Using the portal is usually the fastest way to avoid late fees because payments post more quickly than mail.
Pay by Phone
You can make payments and get billing help over the phone.
- Consumer inquiries & payments: 1‑800‑338‑6507
- Hours: Monday–Friday, 8:00 a.m.–10:00 p.m. Eastern; Saturday, 8:00 a.m.–1:00 p.m. Eastern.
When you call, have your UCFS account number ready so the representative can look up your account and process your payment or answer questions.
Pay by Mail
UCFS also accepts traditional mailed payments.
- Mailing address for payments (as shown on your statement):
UCFS Payment Center
PO Box 856290
[City and ZIP exactly as printed on your bill]
Write your account number on the check or money order, include any payment coupon from your statement, and mail it well before your due date to allow for postal delivery time.
United Consumers / UCFS Bill Pay FAQs
How do I pay my UCFS bill online?
Register or log in at consumer.ucfs.net, then use the portal to view your balance and make a secure online payment from your bank account or card (if available on your account).
What phone number do I call to pay my UCFS bill?
Call 1‑800‑338‑6507 Monday–Friday, 8 a.m.–10 p.m. ET, or Saturday, 8 a.m.–1 p.m. ET, to make a payment or ask billing questions.
Where do I mail my UCFS payment?
Mail your payment to the UCFS Payment Center, PO Box 856290, using the full city and ZIP from your statement, and include your account number on the check or money order.