Sheffield Financial provides financing for powersports, marine, outdoor power equipment, trailers, and other purchases. Paying your loan or account balance on time helps avoid late fees, protects your credit, and keeps your account in good standing. The company offers multiple secure payment channels, including 24/7 phone payments with no online account required, full online account management, bank bill pay, mail, and cash options through major money transfer services.
- To review every current payment method with the latest instructions, visit the official Sheffield Financial Payment Options page at https://www.sheffieldfinancial.com/customers/payment-options.html.
- To create an online account or manage payments through the Express Pay portal, go directly to https://ezpay.sheffieldfinancial.com/.
Quick Pay by Phone – No Online Account Needed
Sheffield Express 24 provides the fastest way to pay without creating or logging into an online account. This automated system operates 24/7 and accepts debit cards and electronic checks.
Phone number: 800-735-1903
How to pay:
- Call 800-735-1903.
- Have your Sheffield Financial account number and payment details ready.
- Follow the voice prompts (available in English and Spanish) to complete your payment.
Payments made through this system post promptly. This option works well for one-time or last-minute payments when you prefer not to use the internet or set up an account. Keep your most recent statement handy for the exact account number.
Pay Online with Full Account Access
For complete account management, register or log in to view statements, make one-time or scheduled payments, enroll in autopay, and track payment history.
Registration and login:
- Visit https://ezpay.sheffieldfinancial.com/ to register using your account number and personal details.
- Or log in at the secure customer portal: https://securecs.sheffieldfinancial.com/engine/login/login.asp
Once logged in, you can pay with debit card or bank account (checking or savings). The portal and companion Sheffield Mobile App are available 24/7 on desktop and mobile devices. A free mobile app is also available for on-the-go access after registration.
Pay by Bank Bill Pay or Electronic Bill Pay
You can set up payments through your bank’s online bill pay service. Provide your 9-digit Sheffield Financial account number (no dashes, spaces, or leading zeros) and use the remittance address below. This method is free and reliable for recurring payments.
Pay by Mail
Mail your payment (personal check, certified cashier’s check, or money order — no cash) along with the payment coupon from your statement.
Mailing address: Sheffield Financial P.O. Box 580229 Charlotte, NC 28258-0229
Write your full account number clearly on the check or money order. Allow 7–10 business days for delivery and processing. Always use the exact address printed on your current statement when possible for the fastest crediting.
Pay In Person with Cash – Western Union and MoneyGram
Sheffield Financial accepts cash payments at thousands of participating Western Union and MoneyGram agent locations (including many Walmart, CVS, and other retail stores) across the U.S.
Western Union Quick Collect: Use City code Sheffield, NC. Locate agents at westernunion.com.
MoneyGram ExpressPayment: Use Receive Code 6383. Locate agents at moneygram.com.
Bring a copy of your bill or your account number. Third-party service fees apply (paid to Western Union or MoneyGram). Payments typically post the same or next business day. These options provide extended hours and true in-person cash convenience.
No dedicated physical Sheffield Financial office accepts walk-in or drive-thru bill payments.
Automatic Payments (Autopay)
Enroll in free automatic payments (Auto Pay) for effortless monthly deductions from your bank account.
How to enroll:
- Log into your online account at the Express Pay portal.
- Or download and complete the Automatic Draft Set-up Request Form (PDF available on the official site) and submit by:
- Email: [email protected]
- Fax: 888-761-0820
- Mail: P.O. Box 25127, Winston-Salem, NC 27114
Autopay helps prevent missed payments and late fees. You can manage or cancel enrollment anytime through the portal or by contacting customer service.
Important Billing Notes
Your monthly payment amount and due date appear on your loan documents and statements. Late payments may result in fees and affect your credit. Contact customer service promptly if you anticipate difficulty making a payment. Sheffield Financial does not charge convenience fees for official online, phone, or autopay methods (third-party services may charge their own fees). Keep your account number readily available for all transactions.
Customer Service and Contact Information
Sheffield Express 24 (payments & account inquiries – 24/7): 800-735-1903 Customer Service (main line): 888-438-8837 (Monday–Friday 8:00 a.m.–8:00 p.m. ET; Saturday 8:00 a.m.–5:00 p.m. ET; note: high call volumes are common — use Express 24 or online portal first when possible) Title and Lien Support: 888-438-8837 (select option 2) Email: [email protected]
Mailing address for payments: P.O. Box 580229, Charlotte, NC 28258-0229 Mailing address for autopay forms: P.O. Box 25127, Winston-Salem, NC 27114
Have your account number and recent statement ready when contacting support.
FAQs
How do I pay my Sheffield Financial bill by phone? Call Sheffield Express 24 at 800-735-1903 anytime. The automated system accepts debit cards and electronic checks with no online account required.
Is there an online guest pay option for Sheffield Financial? There is no dedicated one-time guest pay portal without registration. Use the 24/7 phone system (800-735-1903) or mail for quick payments without creating an account.
Where do I mail my Sheffield Financial payment? Send checks or money orders to Sheffield Financial, P.O. Box 580229, Charlotte, NC 28258-0229. Include your account number.
Can I pay my Sheffield Financial bill with cash in person? Yes, at participating Western Union (City code Sheffield, NC) or MoneyGram (Receive Code 6383) locations. Third-party fees apply.
How do I set up automatic payments for my Sheffield Financial account? Enroll through the online portal at ezpay.sheffieldfinancial.com or submit the Automatic Draft form by email, fax, or mail to the addresses above.
What is the main customer service phone number? Call 888-438-8837. Due to high call volumes, first try Sheffield Express 24 at 800-735-1903 or log into your online account.
Does Sheffield Financial charge fees for payments? Official online, phone, and autopay methods have no convenience fees from Sheffield Financial. Western Union, MoneyGram, and some bank services may charge their own fees.
How do I access my Sheffield Financial account online? Register or log in at https://ezpay.sheffieldfinancial.com/ or the secure portal at securecs.sheffieldfinancial.com.