Blue Cross and Blue Shield of Texas (BCBSTX) offers several secure and convenient ways to pay your monthly health insurance premium. Whether you prefer a quick one-time guest payment without creating an account, full online account management, 24/7 phone payments, cash options through MoneyGram, or traditional mail, official channels make the process straightforward. Paying on time ensures your coverage remains active and helps you avoid late fees or lapses.
- To explore every current payment method in one place, visit the official BCBSTX Pay My Bill page at https://bcbstx.com/individual-family-health-insurance/pay-my-bill.
- For fast one-time payments as a guest without login, go directly to the secure Member Payment Portal at https://paymentportal.bcbstx.com/.
Pay as Guest – Quick One-Time Payment
BCBSTX provides a convenient guest payment option that requires no username, password, or account registration. This is ideal for one-time premium payments or when you need to pay quickly.
How to pay as a guest:
- Visit https://paymentportal.bcbstx.com/
- Enter your 9-digit Member ID Number (found on your member ID card or bill)
- Provide your date of birth and billing ZIP code for verification
- Review your balance and enter the payment amount
- Complete the transaction securely with a debit/credit card or bank account
Payments process promptly with immediate confirmation. This option works well for new or existing members who do not want to create a recurring login.
Pay Online with Full Account Access
For ongoing management, log in or create a member account through Blue Access for Members. Once logged in you can:
- View current and past premium statements
- Make one-time or scheduled payments
- Enroll in or manage Auto Bill Pay
- Set up paperless billing and payment reminders
- Track payment history and update payment methods
Access your account at the member login portal linked from the official pay-my-bill page. The platform supports secure payments 24/7 from any device.
Pay Blue Cross Blue Shield of Texas Bill by Phone
Call the dedicated 24/7 automated payment line for fast phone transactions.
Phone number: 1-888-697-0683 (available 24/7)
Steps:
- Call 1-888-697-0683
- Say “Member” or select 2 when prompted
- Say “Make a Payment” to begin
- Have your Member ID and payment method (card or bank account) ready
- Follow the automated prompts to complete your payment
You will receive confirmation once the transaction processes successfully. This option requires no internet access and works well outside normal business hours.
Pay In Person with MoneyGram
After your first premium payment, you can pay subsequent premiums in cash at participating MoneyGram locations across Texas and nationwide (including many Walmart, Albertsons, and other retail stores).
How to pay in person:
- Bring a copy of your most recent bill (it includes your account/billing ID number and “receive code”)
- Visit any MoneyGram agent location that accepts insurance premium payments
- Some locations also accept debit cards
Find the nearest MoneyGram location at https://www.moneygram.com/mgo/us/en/locations/. MoneyGram charges its own service fee (separate from BCBSTX). Payments are typically processed the same day or next business day. This provides a true cash-friendly, in-person option with extended hours.
Note: In-person MoneyGram payments are not available for your very first premium payment.
Pay by Mail
Mail your check or money order (payable to Blue Cross and Blue Shield of Texas) to:
Blue Cross and Blue Shield of Texas P.O. Box 650774 Dallas, TX 75265-0774
Include your Member ID number on the check or money order and attach the payment stub from your bill if available. Allow 7–10 business days for delivery and processing. Always use the address printed on your specific bill statement when possible for fastest crediting.
Auto Bill Pay and Rewards
Enroll in Auto Bill Pay through your member account to have premiums automatically deducted from your bank account or charged to your card on the due date. This helps prevent late payments and coverage lapses. New enrollees in Auto Bill Pay receive $10 in Blue Points℠ rewards.
Sign up or manage Auto Bill Pay after logging into your member account. You can change or cancel the enrollment at any time through the same portal.
Important Billing Notes
New plan members must pay the first premium before coverage begins. Use the dedicated first-premium payment option on the official pay-my-bill page. Subsequent premiums can use any of the methods above. Late payments may result in coverage termination depending on your plan and state regulations. Contact BCBSTX promptly if you anticipate difficulty paying.
Customer Service and Contact Information
For payment questions or assistance, call the main member services line or use the 24/7 payment phone number above. Have your Member ID ready when contacting support. Visit the official BCBSTX website for the most current hours and any plan-specific details.
FAQs
How do I pay my Blue Cross Blue Shield of Texas bill as a guest? Use the Member Payment Portal at https://paymentportal.bcbstx.com/. Enter your 9-digit Member ID, date of birth, and ZIP code—no login required.
What phone number do I call to pay my BCBSTX premium? Call 1-888-697-0683 anytime (24/7). Say “Member” or select 2, then say “Make a Payment.”
Where can I pay my BCBSTX bill in person with cash? After your first premium, use participating MoneyGram locations (many Walmarts and Albertsons). Find locations at moneygram.com and bring your bill with the receive code.
What is the mailing address for BCBSTX payments? Send checks or money orders to Blue Cross and Blue Shield of Texas, P.O. Box 650774, Dallas, TX 75265-0774. Include your Member ID.
Can I set up automatic payments for my BCBSTX premium? Yes. Log into your member account and enroll in Auto Bill Pay. New enrollees earn $10 in Blue Points rewards.
Is there a fee for paying online or by phone? Official BCBSTX online and phone channels generally do not add extra convenience fees. MoneyGram locations charge their own service fee.
How do I pay my first premium as a new member? Use the dedicated first-premium payment link on the official pay-my-bill page at bcbstx.com. Coverage will not begin until this payment posts.
What should I do if I cannot pay on time? Contact BCBSTX member services immediately through your account or by phone to discuss options and avoid coverage issues.
