Settlers Life Insurance Company, now operating as Everly Life Insurance Company following its 2022 acquisition, provides affordable life insurance solutions including final expense and whole life policies to policyholders nationwide.
Premium payments are due according to the mode selected on your policy (monthly, quarterly, semi-annual, or annual), with a 30-day grace period to avoid lapse. Managing your Settlers Life Insurance premium has never been simpler with secure one-time online payments and traditional mail options that ensure your coverage remains active without interruption.
- For the most current details on your policy and payment options, visit the official Make a Payment page at https://www.settlerslife.com/make-a-payment where you can securely process one-time premium payments through the Everly Life Payment System.
- Policyholders can also review complete billing and payment FAQs at https://www.settlerslife.com/faqs to understand all available methods and requirements.
One-Time Online Payment Option
Settlers Life Insurance (Everly Life) offers a convenient one-time payment system through the official Everly Life Payment System—no account registration or recurring setup required. This guest-style option is ideal for policyholders who prefer to pay manually each billing cycle.
To make a payment:
- Visit https://www.settlerslife.com/make-a-payment.
- Click the Make a Payment button to be redirected to the secure Everly Life Payment System.
- Enter your policy number, insured’s last name, and the premium amount due.
- Choose to pay with Visa or Mastercard credit/debit card or directly from a checking or savings account (ACH).
- Provide your email address for an immediate confirmation receipt.
The system processes one monthly premium at a time. If multiple months are due, the full amount will not display automatically—contact customer service to confirm the total owed. Payments are accepted for one-time use only and cannot be set up as recurring through this portal. Successful payments are reflected on your policy within 2–4 business days. No convenience fees apply when using the official system.
Important Notice: Third-party bill pay services (such as DOXO.com) are not authorized by Everly Life and may result in delayed, lost, or misapplied payments. Always use the official channels above.
Mail Payments
Mail your premium payment using a personal check or money order made payable to Everly Life Insurance Company (or Settlers Life Insurance Company as it may still appear on statements). Send payments to the exact address printed on your monthly billing notice. Always include your policy number on the check or money order. Do not send cash. Allow 5–7 business days for mail delivery and processing. This method remains completely fee-free and reliable for policyholders without online access.
For general correspondence, policy changes, or service requests (not payments), mail to: Everly Life 123 Town Square Place, PMB 748 Jersey City, NJ 07310
Automatic Bank Draft (EFT / AutoPay)
For recurring automatic premium withdrawals, complete the Bank Authorization for Premium Payment (PAC) Form available on the Settlers Life website. Include a voided check from your checking or savings account. Your policy must be current before AutoPay can be established. If behind on payments, note the request to draft multiple premiums on the form. Mail the completed form and voided check to the address on your billing notice or the correspondence address above. Once approved, premiums will be drafted automatically on the selected date each month. You may change or cancel AutoPay at any time by contacting customer service or submitting a new form.
Pay by Phone & Customer Service Assistance
While direct pay-by-phone is not offered through an automated system, policyholders can call customer service at 800-542-8711 (Monday–Friday, 7:30 AM–4:30 PM Central Time) for assistance with payment questions, to confirm amounts due, or to arrange special payment options during the grace period. Representatives can also guide you through the online payment process or help with form requests. Email support is available at [email protected] with responses typically provided within one business day during office hours.
Contact Information
Reach Settlers Life Insurance / Everly Life customer support by phone at 800-542-8711 (7:30 AM–4:30 PM CT, Monday–Friday), by email at [email protected], or by fax at 888-551-5716. For policy inquiries, balance confirmation, or service requests, use the online Policy Inquiry Request form on the official website. The company maintains no public walk-in locations for payments.
Frequently Asked Questions
Can I make a one-time premium payment online without registering an account? Yes. The official Everly Life Payment System at https://www.settlerslife.com/make-a-payment allows one-time payments using only your policy number and basic information—no login or recurring setup required.
What payment methods does Settlers Life Insurance accept? The official online system accepts Visa, Mastercard, and ACH transfers from checking or savings accounts. Mail payments accept personal checks or money orders. No cash is accepted.
Are there convenience fees for online premium payments? No convenience fees apply when using the official Everly Life Payment System.
Where do I mail my Settlers Life Insurance premium payment? Send payments to the exact address printed on your billing notice. Always include your policy number.
How do I set up automatic bank draft (AutoPay) for my premiums? Download and complete the Bank Authorization for Premium Payment form from the website, include a voided check, and mail it to the address on your billing notice.
How long does it take for an online payment to post to my policy? Payments are reflected on your policy within 2–4 business days after processing.
What is the grace period for Settlers Life Insurance premiums? You have a 30-day grace period from the due date to make payment and keep your policy in force.
Why does the online payment system only show one month’s premium? The system is designed for single monthly payments. If multiple months are owed, contact customer service at 800-542-8711 to confirm the total due.
I have a credit on my policy—why does the system show the full amount? The system does not process partial payments or automatically apply credits. Contact customer service for assistance.