Pay your WebBank/Fingerhut Fetti or Advantage account online, in the mobile app, by phone, by mail, or with your bank’s bill pay using the latest Fingerhut options.
Sign in to Fingerhut to view and pay your bill
Fingerhut payments & FAQs (official help page)
1. Pay Online via Fingerhut Account
Fingerhut’s main way to pay is through your online account.
- Go to fingerhut.com, sign in, then click Payments at the top of the page (or “Make a Payment” in your account).
- Choose a one‑time payment or set up recurring/scheduled payments to cover at least your minimum due.
- Accepted payment methods online:
There is no processing fee for online payments, but interest at around 29.99% APR (see your agreement) applies to unpaid balances.
Paper Statement Fee (Avoid It)
Effective August 1, 2024, Fingerhut charges a 1.99 USD paper statement fee each time you receive a paper statement for WebBank/Fingerhut Fetti accounts, unless your ending balance is 5.00 USD or less or your state prohibits such fees.
- You can avoid this fee by consenting to electronic disclosures and e‑statements in your online account before your due date.
2. Mobile App Bill Pay
The Fingerhut Mobile app lets you manage your account on the go.
- Log in with your Fingerhut username and password to view your balance, available credit, and recent activity, and to pay your bill.
- You can make one‑time payments or manage scheduled payments using the same methods as the website (bank account or cards).
The app also gives you quick access to statements, order tracking, and account settings.
3. Pay by Phone (Automated System)
Fingerhut supports 24/7 automated phone payments.
- Fingerhut payments & customer service: 1‑800‑964‑1975.
- Through the automated system, you can pay with:
Payments made by phone before 4:00 p.m. Central Time are credited as of that day; payments after 4:00 p.m. are credited the next day, but will still reflect the date you submitted them and will not be treated as late if submitted on or before the due date.
Customer service for credit accounts is generally available 7:00 a.m.–10:00 p.m. Central Time, seven days a week, with separate hours for Spanish.
4. Pay by Mail
You can mail a check or money order (no cash) to the payment address for your specific account type.
- For Fingerhut Fetti Credit Accounts:
Fingerhut Fetti
PO Box 70792
Philadelphia, PA 19176‑0792 - For Fingerhut Advantage Credit Accounts:
Fingerhut Advantage
PO Box 70281
Philadelphia, PA 19176‑0281
Mail your payment 7–10 days before the due date and include your payment coupon or write your 16‑digit account number on the check or money order.
5. Bank Bill Pay & Third‑Party Services
Bank Bill Pay
You can pay Fingerhut through your bank’s online bill pay service.
- Add “Fingerhut” as a payee and use your 16‑digit Fingerhut account number from your welcome letter or statement.
- Use the same remittance address (Fetti or Advantage) that appears on your statement; your bank will send a check or electronic payment on your behalf.
doxo & Other Apps
Some customers also use doxo and other third‑party bill‑pay apps to pay Fingerhut with bank accounts, cards, or digital wallets.
- These can be convenient for consolidating bills, but may charge extra fees, especially for card or wallet payments, and may take extra days to deliver.
Posting Times, Late Fees & Credit Impact
- Payments submitted before 4:00 p.m. Central Time are credited as of that day; those after 4:00 p.m. are credited the next day but still show the original submission date.
- If you submit a payment on or before your due date, Fingerhut will not treat it as late or charge a late fee due to posting delay.
- Late fees can be up to about 40 USD, depending on your cardholder agreement and state law.
On‑time payments reported by Fingerhut to the credit bureaus can help build or improve credit, especially with FreshStart or Fetti accounts, while missed payments can hurt your credit score.
Contact & Billing Support
For questions about payments or your account:
- Customer service & payments: 1‑800‑964‑1975.
- Customer correspondence (not payments):
Fingerhut
6250 Ridgewood Rd
St Cloud, MN 56303
For credit bureau disputes or billing disputes, Fingerhut lists specific addresses on the FAQ and Contact Us pages.
Fingerhut Bill Pay FAQs
How do I pay my Fingerhut bill online?
Sign in at fingerhut.com, click Payments at the top, and choose a one‑time or recurring payment from your bank account or Visa/Mastercard/AmEx card.
What is the phone number to pay my Fingerhut bill?
Call 1‑800‑964‑1975 to use the automated system any time or speak with a representative during customer‑service hours; you can pay with checking/savings or a credit/debit card.
Where do I mail my Fingerhut payment?
Mail checks or money orders to the PO Box shown on your statement: PO Box 70792, Philadelphia, PA 19176‑0792 for Fetti accounts or PO Box 70281, Philadelphia, PA 19176‑0281 for Advantage accounts.
How can I avoid the 1.99 USD paper statement fee?
Log in to your Fingerhut account and opt in to electronic disclosures and e‑statements on or before your due date; if your ending balance is 5.00 USD or less, the fee won’t apply even with paper.