Learn about how to pay your bill, how to set up auto payment, how to cancel account and contact customer support for enerbank bill pay by using the official links that we have provided below.
Enerbank USA (also known as Regions Home Improvement Financing since its acquisition) is a specialized lender in home improvement and solar loans. Loans are accessible through approved contractors, making it easier for homeowners to finance renovations, energy upgrades, and solar installations.
Home Improvement Lending – EnerBank USA
https://enerbank.com/homeowner
Make a payment online . If your account number starts with 456, click this link: https://account. enerbank .com. Click here to Learn More ; Schedule recurring … EnerBank USA is America’s home improvement lender of choice. We help contractors grow … Contractors: Click Here to get started offering payment options.
How to Pay Your Enerbank Bill
Online Payment
- Official Portal: Access your account and make payments at https://account.enerbank.com if your loan account number begins with 456.
- Third-Party Platforms: Pay via doxo.com using credit card, debit card, or direct bank transfer.
- Bank Online Bill Pay: You can set up payments directly through your bank’s online bill pay system.
Phone Payment
- Customer Service: Call Enerbank (formerly Regions Home Improvement Financing customer service) to pay by phone using your loan or account number.
- Processing Fees: There may be a small fee for phone payments—confirm with customer service.
Mail Payment
- Check or Money Order: Send a check or money order (payable to Enerbank USA) to the payment address noted on your billing statement or coupon book.
Automatic Payments (ACH Debit)
- Recurring Payments: Set up automatic monthly payments debited directly from your bank account. There are typically no fees for this service. Enroll using a form from your coupon booklet or the Enerbank website.
Enerbank Loan Options Summary
- 12 Months Same-as-Cash: Pay the loan in full within 12 months and incur no interest.
- Reduced Interest Loan: Fixed-rate monthly payments for a set term, typically at a lower interest rate.
- Power Loan: Re-amortize your loan balance after making a lump-sum payment (e.g., after receiving a tax credit) to lower monthly payments.
- Triple Option Loan: Includes a no-payment period and multiple opportunities to re-amortize your loan as you receive incentives or rebates.
Frequently Asked Questions (FAQ)
How do I make a payment to Enerbank?
You can pay online at Enerbank’s portal, by phone, by mail with a check, or via your bank’s online bill pay. You can also set up recurring ACH debit payments.
Can I make payments through my bank’s online bill pay?
Yes, most banks allow you to add Enerbank as a payee for online bill pay services.
Is there a fee for paying by phone?
There may be a small processing fee for check-by-phone payments. Contact Enerbank customer service to confirm current fees.
What happens if I miss a payment?
Late payments may result in late fees and additional interest. If you foresee a problem, contact customer service before your payment is due.
How do I set up automatic payments?
Enroll in ACH debit by completing the authorization form available from your coupon booklet or Enerbank’s website.
Who should I contact with questions about my loan?
Contact Enerbank customer service (or your contractor for application questions). For billing and payments, use the customer service number on your statement.
Where do I send check payments?
Send payments to the address listed on your Enerbank statement or coupon book.
Can I use tax credits to pay down my loan?
Yes, with loans like the Power Loan, you can pay off a portion of your principal using tax credits, then re-amortize your loan to lower monthly payments.
How do I get information about my loan balance or statements?
Log in to the online portal with your account number or call customer service for assistance.
What if I have trouble using the Enerbank portal?
Some users report occasional portal issues. If you encounter problems, try calling customer service for assistance.
I don’t have a customer number. I am on social security of 1500 a month. I wanted to know if something could be worked out to make payments monthly over a 12 month period? 3450087412