The Ashley Furniture Credit Card (Ashley Advantage®), issued by Synchrony Bank, offers flexible financing and rewards for purchases at Ashley Furniture stores and online. Monthly statements include your current balance and a clear due date. Timely payment prevents late fees and keeps your account in good standing.
- For the most current billing and payment details, visit the official Ashley Advantage Credit Card page at https://www.synchrony.com/marketplace/partner?market=homefurnishings&store=ashley where you can manage your account and find payment options.
- You can also make a quick one-time payment directly through the official Pay as Guest portal at https://consumercenter.mysynchrony.com/mobilewebpay for Synchrony cards including Ashley Furniture.
Guest Pay / One-Time Payment Option
Synchrony Bank offers a convenient Pay as Guest one-time payment option for the Ashley Furniture Credit Card—no full recurring account login required. This feature is ideal for cardholders who prefer to pay a single bill quickly without creating ongoing access.
To complete a guest payment:
- Visit the official Pay as Guest page.
- Enter your 16-digit Ashley Furniture Credit Card number, the last four digits of your Social Security number, and your ZIP code.
- Provide payment information using a credit/debit card or bank account (ACH).
- Review the amount and submit for immediate confirmation.
Payments are processed securely and typically post the same or next business day. You will receive an on-screen receipt. The system is mobile-friendly and supports major payment methods.
Online Account Management with My Account
Create a free My Account on the official Synchrony portal for full 24/7 access. Once registered, you can view current and past statements, track transactions, enroll in paperless e-billing, set up recurring payments, and manage your Ashley Furniture Credit Card account from any device. The portal and mobile-friendly interface support one-time guest payments and scheduled options.
Automatic Payments (AutoPay)
Enroll in free AutoPay through your online account to have payments automatically withdrawn from your bank account or charged to your card on the due date each month. This eliminates missed payments and late fees. You can modify or cancel AutoPay anytime through the portal.
Pay by Phone
Call the automated customer care line at 1-877-295-2080 (available 24/7) to make a payment using your credit/debit card or bank account information. Have your Ashley Furniture Credit Card number ready. The interactive system guides you through the process securely. For assistance with billing questions or payment arrangements, the same number connects you to a representative during business hours.
Mail Payments
Mail your payment with a check or money order (payable to Synchrony Bank) to: Synchrony Bank P.O. Box 71715 Philadelphia, PA 19176-1715
Include your full 16-digit Ashley Furniture Credit Card account number on the check. Do not send cash. Allow 5–7 business days for mail delivery and processing. This option is completely fee-free.
In-Store Payments at Ashley Furniture Locations
Pay your Ashley Furniture Credit Card balance in person at any Ashley Furniture store location during regular store hours. Present your statement or card at the register and inform the associate you are making a payment on your Ashley Furniture Credit Card account. Most stores accept cash, checks, or debit/credit cards for in-store payments. This option provides immediate crediting and is convenient when shopping at Ashley Furniture. Use the store locator on the official Ashley Furniture website to find the nearest location and confirm current hours.
Contact Customer Service
Reach Ashley Furniture Credit Card customer care at 1-877-295-2080 for billing inquiries, payment arrangements, disputes, or account support. For general Ashley Furniture customer service or store-related questions, call 1-866-436-3393. All Ashley Furniture Credit Card accounts are issued and serviced by Synchrony Bank.
Frequently Asked Questions
Can I pay my Ashley Furniture Credit Card bill online without creating a full account? Yes. The official Pay as Guest option allows one-time payments without logging into a Synchrony account.
What payment methods does the Ashley Furniture Credit Card accept? EasyPay, the online portal, and phone accept credit/debit cards and bank accounts. Mail accepts checks or money orders. In-store payments accept cash, checks, or cards where available.
Are there convenience fees for Ashley Furniture Credit Card payments? Standard processing fees may apply for credit/debit card transactions through Pay as Guest or the phone system—confirm the exact amount during checkout. Bank account and mail payments are typically fee-free.
Where do I mail my Ashley Furniture Credit Card payment? Synchrony Bank, P.O. Box 71715, Philadelphia, PA 19176-1715. Always include your full 16-digit account number on the check.
What are the in-store payment options? Pay directly at any Ashley Furniture store during regular business hours. Inform the associate you are making a payment on your Ashley Furniture Credit Card account.
How do I set up recurring payments or AutoPay? Log into your free online account or use the Pay as Guest feature for recurring or one-time setup. Both options are simple and secure.
What services does the Ashley Furniture Credit Card provide? A private-label credit card for exclusive savings, special financing offers, and convenient shopping at Ashley Furniture stores and online, issued by Synchrony Bank.
How do I get help with billing questions or payment arrangements? Call customer care at 1-877-295-2080 or use the secure messaging in your online account. Flexible payment plans and assistance options are available for qualifying cardholders.
